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UK's uninsured driving hotspots identified

Despite the overall drop in uninsured driving in the last five years, the rate of progress to reduce the UK's level of uninsured driving is being held back by illegal motorists in the West Midlands and West Yorkshire, according to new figures released by MIB, the body which manages the Motor Insurance Database (MID) and provides compensation to innocent victims of uninsured and untraced accidents.

The numbers of drivers with no insurance in these regions are overrepresented by as much as eight times the national average, putting them in the spotlight for vehicle seizure, wheel clamping, fines and prosecution.

Ashton West, chief executive at MIB, said: "We cannot stand by and let uninsured driving continue otherwise the honest motorist will keep paying the bills for the injury and damage caused to people and property.

“We are determined to bring UK levels more in line with the rest of Western Europe and that is why the industry are committed to playing their part by making sure that motor policies are recorded on the MID, thus enabling the police and DVLA to identify vehicles that have no insurance."

Association of Chief Police Officers (ACPO) road policing lead Chief Constable Phil Gormley said: "Overall there is good progress being made to reduce the number of vehicles being driven without insurance and today there are 500,000 fewer of these on the roads than five years ago. There are areas of the United Kingdom however that continue to present a challenge for enforcement authorities.

"The advantage that the MID information provides is that we know where these vehicles are, and can focus our attention on areas where we have the greatest impact."

2010 Rank
2009 Rank
Change (none, up, down)
Postal district code and district name
Police area
Index
1
2
Up by 1
Birmingham B  9
West Midlands
7.66
2
1
Down by 1
Birmingham B 10
West Midlands
7.64
3
3
No Change
Birmingham B  8
West Midlands
6.77
4
6
Up by 2
Bradford BD 9
West Yorkshire
6.76
5
4
Down by 1
Bradford BD 3
West Yorkshire
6.35
6
7
Up by 1
Bradford BD 8
West Yorkshire
6.27
7
13
Up by 6
Birmingham B  6
West Midlands
5.73
8
10
Up by 2
Manchester M 12
Greater Manchester
5.58
9
17
Up by 8
Birmingham B 11
West Midlands
5.56
10
5
Down by 5
Birmingham B 21
West Midlands
5.29
11
19
Up by 8
Halifax HX 1
West Yorkshire
5.12
12
8
Down by 4
Bradford BD 7
West Yorkshire
4.99
13
14
Up by 1
Birmingham B 12
West Midlands
4.98
14
12
Down by 2
Manchester M  8
Greater Manchester
4.94
15
38
Up by 23
Wolverhampton WV 2
West Midlands
4.73
16
21
Up by 5
Bradford BD 5
West Yorkshire
4.58
17
58
Up by 41
Birmingham B 18
West Midlands
4.55
18
11
Down by 7
Birmingham B 66
West Midlands
4.43
19
26
Up by 7
Birmingham B 19
West Midlands
4.34
20
204
Up by 184
Romford RM20
Essex
4.23
Source: MIB Top 20 Uninsured Driving Hotspots (2008 - 2010)
              2009 Rank: MIB Top 20 Uninsured Driving Hotspots (2007 - 2009)
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